Wondering Which is Better: Buying or Renting?
Our SMB SMB Buy vs Rent Calculator Will Help You Decide.

This app is here to help you easily compare, as a general guide, what it costs to buy versus rent a home.

We know these decisions can feel overwhelming, so we’ve made it super simple and straightforward.

Cartoon advertisement for a buy versus rent decision maker app.

We recommend using our app as a general guide only. To be sure of the numbers, we highly recommend that you consult a financial planner or an accountant before you make a final financial decision, one way or the other.

Click Here to Download: SMB Rent or Buy

SMB Buy vs Rent Calculator Features

Comparison of buying versus renting costs calculator
  • On the left, you’ll see the “Buying Scenario” where you enter all the important details like house price, mortgage rate, insurance, and fees.
  • Don’t worry if you’re unsure about some terms — just hover over each box for quick explanations.
  • On the right, the “Renting Scenario” lets you fill in your monthly rent, renter’s insurance, and utility costs.
  • Once you enter your numbers, click on “Calculate” to see clear monthly and total cost comparisons.
  • Plus, there’s a handy chart below that makes it easy to visualize the difference.
  • You can also check out the amortization schedule, showing how your mortgage payments split between principal and interest over time.
  • The window’s resizable and remembers your preferences so you can work comfortably anytime.
  • Side‑by‑side inputs for buying and renting are displayed to compare real numbers, not guesses.

Other No-Frills Free Software

We have lots of other free no-frills software, click on the button on the right to view them all.

SMB Buy vs Rent Calculator Versions

1.00 Initial release.

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